Job Description

We’re seeking a Finance Associate to join the Finance function at Chime! As a finance team member, you will have a key role in developing and shaping our business, financial strategy and executing against high-impact and cross-functional initiatives at the company. 

This will be a highly visible role that will include ownership over Chime’s Cost of Revenue “(COR)” line items and help drive actionable insights from forecast modeling, vendor relationships as well as cross functional collaboration to help Chime achieve both short and long term margin goals.

You will collaborate with finance partners, accounting, analytics and a host of other teams to drive accuracy and predictability in our COR forecasting while also helping drive cost efficiencies throughout our product suite.

We are looking for an analytical problem-solver who can break down complex problems into actionable components without losing sight of the overall strategy.

The base salary offered for this role and level of experience will begin at $103,680 and up to $144,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Create, analyze and optimize COR forecasting models and methodology to drive accuracy and scalability, including long-term planning, annual planning and rolling forecasts 
• Develop, deliver, and maintain insightful reporting for around multiple COR streams with KPI reporting
• Partner with multiple business departments to develop thoughtful forecasts and gain deep insights into variance drivers/shifts enabling the business to proactively respond
• Implement new systems and processes to help the finance function scale as the organization grows 
• Identify and quantify financial and operational risks / opportunities for the business
• Provide data-driven insights to facilitate decision making and influence strategy with financial model building, reporting, process flow, and dashboard development

To thrive in this role, you have

• Minimum 2-4 years of finance/FP&A, investment banking, business intelligence, or consulting experience
• A Bachelor's Degree, or equivalent degree in Business, Finance, Accounting or relevant field
• The ability to contribute as a team player that embraces change and thrives in a fast-paced environment
• Superior communication skills and the ability to collaborate with all levels of an organization
• Advanced Microsoft Excel, Word, and PowerPoint skills required

A little about us

At Chime, we believe that everyone can achieve financial progress. We’re passionate about developing solutions and services to empower people to succeed. Every day, we start with empathy for our members and stay motivated by our desire to support them in ways that make a meaningful difference. 

We created Chime—a financial technology company, not a bank*-- founded on the premise that basic banking services should be helpful , transparent , and fair . Chime helps unlock the access and ability our members need to overcome the systemic barriers that block them from moving forward. By providing members with access to liquidity, rewards, and credit building, our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

So far, we’re well-loved by our members and proud to have helped millions of people unlock financial progress, whether they started a savings account, bought their first car or home, opened a business, or went to college. Every day, we’re inspired by our members’ dreams and successes, big and small. 

We’re uniting everyday people to unlock their financial progress—will you join us? 

*Chime partners with The Bancorp Bank and Stride Bank, N.A., Members FDIC, that power the bank accounts used by Chime Members.

What we offer

• A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote
• Hybrid work perks, like UrbanSitter and Kinside for backup child, elder and/or pet care, as well as a subsidized commuter benefit
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Take Care of Yourself Days 
• ???? 1% of your time off to support local community organizations of your choice
• Mental health support with therapy and coaching through Modern Health
• 16 weeks of paid parental leave for all parents and an additional 6-8 weeks for birthing parents
• Access to Maven, a family planning tool, with up to $10k in reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know. 

Are you currently eligible to work legally in the United States of America? *
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Do you now or in the future require immigration support or visa sponsorship to continue working in the United States? *

Do you acknowledge that this is a hybrid role based in San Francisco or Chicago and you will be required to come into the office two days a week? *
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At Chime we are committed to providing a welcoming and inclusive work environment, and that starts with our application process. To hold ourselves accountable for equitable and inclusive hiring practices, we ask candidates to voluntarily complete the following survey that helps us in our efforts to ensure equal employment opportunities.

We believe that diversity, equity, and belonging—DEB— is essential to our ability to help our diverse member base and continue delivering on our mission to provide them with financial peace of mind. Anyone who wants to work with us will be considered without regard to their race/ethnicity, religion, national origin, age, sex, marital status, ancestry, disability, gender identity, or sexual orientation.

Your responses will be reported in aggregate only. Please be assured that your responses (or choosing not to identify) will have zero impact on your candidacy; this information is maintained confidentially and always stored separately from your application.

This information will be stored in Greenhouse ( you can review Greenhouse’s privacy policy here ). Access inside Chime to this information is restricted to selected members of the People team, who are committed to keeping details confidential.. Greenhouse will retain this information, along with the rest of the information provided in your application, 18 months from your application date, after which all application information will be anonymized and stored only in that form. Once information is anonymized, neither we nor Greenhouse can determine the individual to whom it once belonged.

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